I’m that guy on Facebook, the party-pooper who, when faced with a fun quiz about personal trivia, rather than answer in kind reminds everyone that personal trivia has become a horrifyingly terrible cornerstone of personal security.
The whole concept is pure madness. Access to your most personal information (and bank account) is gated by questions about your life that may seem private, but are now entirely discoverable on the Internet — and by filling in those fun quizzes you’re helping the discovery process. Wanna guess how many of those Facebook quizzes are started by criminals? I’m going to err on the side to paranoia and say “lots”. Some are even tailored to specific bank sites and the like. Elementary school, pet’s name, first job. All that stuff is out there. Even if you don’t blab it to the world yourself, someone else will, and some innocuous question you answer about who your best friend is will lead the bad guy to that nugget.
There is nothing about you the Internet doesn’t already know. NOTHING. Security questions are simply an official invitation to steal all your stuff by people willing to do the legwork. Set up a security question with an honest answer, and you’re done for, buddy.
On the other hand, security questions become your friend if you treat them like the passwords they are. Whatever you type in as an answer should have nothing to do with the question. Otherwise, as my title suggests, you may as well drop ’em, bend over, and start whistlin’ dixie.
My computer offers me a random password generator and secure place to keep my passwords, FBI-annoying secure as long as I’m careful, but no such facility for security questions. I think there’s an opportunity there.
In the meantime, don’t ever answer a security question honestly. Where were you born? My!Father789Likes2GoFishin. Yeah? I’m from there, too! Never forget that some of those seemingly innocent questions out there on the Internet were carefully crafted to crack your personal egg. But if you never use personal facts to protect your identity, you can play along with those fun Facebook games, and not worry about first-tier evil.